Get paid when AI reads your site
The web is moving to AI. ChatGPT, Perplexity, Gemini and the rest already answer people's questions by reading websites directly — often without a single visitor ever clicking through — and that's only growing. Open up AI monetization and you get paid for that traffic instead of handing it over for free.
- Open it up for $15/month — no one-time fee, cancel any time
- We keep 15% of what AI platforms pay to read your site; you keep 85%
- A dashboard shows exactly who read your site and what it paid
- Crawlers that won't pay are blocked by default — you decide who gets in
Every page an AI agent reads is metered the same way a human visit would be — and priced accordingly.
We design it, we build it, we host it.
FinTech designs and builds websites for businesses across the country, then hosts them on Cloudflare's network so they stay fast and online. See a free sample of your homepage before you spend a dollar.
Every site starts from the same order: header, then the page people actually read, then the rest. We build in that order so there's always something real to look at.
What working with us looks like
Nationwide
We build and host for businesses anywhere in the United States.
A fixed price first
You get a price in writing before any work starts.
Yours to keep
The design, the code and the content are yours once it's paid for.
About a week
Most sites go from kickoff to live in about seven days.
Website design
A site built around what your business actually does, not a template with your logo dropped in. Unlimited pages — we scope to what the project needs, not an arbitrary cap.
- Design first, so you see it before we build it
- As many pages as the project calls for
- Live in about a week
- Works on a phone, a tablet, a laptop
Hosting, on Cloudflare
Once a site is built, it has to live somewhere. We host on Cloudflare's global network — one of the largest content networks in the world — so pages load quickly wherever a visitor happens to be, and the certificate, backups and uptime aren't something you have to think about.
Hosting is optional. If you'd rather point the finished files at your own host, that's yours to do — priced monthly or yearly either way, on whichever you choose.
See your homepage before you commit
Tell us about the business and we'll design one real sample homepage — your name, your industry, a layout built for you — at no cost and with nothing owed if you pass on it.
One sample homepage per business, built from what you tell us on the contact form. If you'd like changes or want to move forward, that's where a written quote comes in — the sample itself is free either way.
How a project runs
Four steps, same every time. You'll know the price before step three, and payment is collected upfront, before we deliver.
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A call or a form
Tell us about the business. We'll tell you honestly whether we're a good fit — no pitch deck.
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A free sample, then a quote
We design a sample homepage first. If you want to move forward, you get a fixed price in writing, covering everything the project needs.
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The build
Full payment is collected upfront, then we build. Most sites are live within about a week.
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Handover
You get the files and the repository. If you're hosting with us, that continues on its own monthly or yearly plan.
What it costs
Full payment is collected upfront, before delivery. All sales are final, including on hosting plans — see the refund policy for the exact terms.
Website design
From $650
one-time, final price by quote- Unlimited pages, scoped to the project
- Design reviewed before we build
- Live in about a week
- Free sample homepage first
Hosting
Monthly or yearly
priced to the site, optional- Hosted on Cloudflare
- HTTPS, renewed automatically
- Domain held while you're hosted, buyable any time
- Not required — take your files anywhere
AI monetization
$15/month
to open it up — no one-time fee- Cancel any time, no contract
- You keep 85% of AI payouts; we take a 15% cut
- A dashboard of every AI visit and what it paid
- Block unpaid crawlers, or allow them, your call
Want it faster and cheaper?
Let AI draft the first version of your site, reviewed and corrected by a person before you ever see it — from $450, then $10/month to keep your AI editing account active.
Need a domain first?
Search and register one in a couple of minutes — it comes with free WHOIS privacy and plugs straight into hosting when you're ready.
Questions people actually ask
Who owns the site once it's built?
You do — the design, the code and the content, once it's paid for. If you also host with us, we register and hold the domain while that plan is active; you can buy it outright at any time. Full detail is in the terms of service.
Can I get a refund?
All sales are final, including on hosting plans and subscriptions, except where the law requires otherwise. Payment is collected in full before we deliver. The complete terms are in the refund policy.
How long does a website take?
About a week is typical from kickoff to live. Some projects need longer — our terms allow up to an additional week with no penalty to you, though most don't need it.
Do I have to host with you?
No. Hosting is a separate, optional plan billed monthly or yearly. You're free to take the finished files to any host you'd rather use.
How many pages can I get?
As many as the project needs — we don't cap page count. Scope is what moves the price from the $650 starting point, and you'll see the final number in writing before you pay anything.
Is the site accessible?
We build to WCAG 2.2 level AA as a baseline: keyboard navigation, real alt text, contrast that passes, and headings in a sensible order. Our own accessibility statement says what we've tested and what we haven't.
How does AI monetization actually pay me?
When an AI platform pays to read your hosted site, we collect that payment, keep a 15% cut, and pass the rest to you. See how it works for the full explanation.
See what your homepage could look like.
Free, no obligation. Tell us about the business and we'll design a real sample.
Services
Four things, under one roof: website creation, hosting, business email, and AI monetization. Domain registration ties into hosting. Each is priced on its own.
Website design
A site built around your business, live in about a week.
We design first, then build — you see a free sample homepage before you commit to anything, and a full design before any code is written. Sites are static by default, which keeps them quick to load and cheap to keep running.
What you get
- A free sample homepage before you pay anything
- Unlimited pages, scoped to what the project needs
- Design reviewed before we build
- An accessibility pass against WCAG 2.2 AA
- Search basics: titles, descriptions, sitemap, structured data
- A repository you own
How long it takes
About a week from kickoff to live, once we have your text and images. Some projects need more time; our terms allow up to an additional week with no penalty to you, though most builds don't need it.
What it costs
$650–$12,000, one time, priced to scope — page count, custom functionality and content complexity are what move the number within that range. Payment is collected in full upfront, before delivery. All sales are final; see the refund policy.
What isn't included
Copywriting, professional photography and e-commerce are separate pieces of work, quoted individually once we know you need them.
Free sample homepage
See it before you pay for it.
Before any money changes hands, we design one real homepage for your business — your name, your industry, a layout built for you rather than a generic template. It's a design concept, not a hosted, working website; if you'd like it built out and put live, that's where a written quote for the full project comes in.
How it works
- Tell us about the business through the contact form
- We design one sample homepage and send it back
- You decide whether to move forward — no cost or obligation either way
Limited to one free sample per business.
Hosting
Hosted on Cloudflare, priced monthly or yearly.
Once a site is built, we can host it on Cloudflare's global network — one of the largest content networks in the world — so pages load quickly wherever a visitor happens to be. Hosting is entirely optional; you're free to take the finished files to any host you'd rather use instead.
What's covered
- Hosting on Cloudflare's network
- HTTPS, renewed automatically
- Backups
- Billed monthly or yearly, your choice — priced to the kind of site
The domain, while you're hosted
If you choose to host with us, we register the domain and hold it for as long as the hosting plan stays active. You can buy the domain outright at any time and have it transferred to your own name — ask for current pricing.
Leaving
Cancel a hosting plan at any time; it stops renewing at the end of the current billing period. You receive the site files and can move to any host you choose, buying out the domain if you'd like to keep it. Payments already made are not refunded — see the refund policy. Issues with the hosting infrastructure itself are Cloudflare's responsibility as the infrastructure provider, not ours; more on that in the terms of service.
Domain registration
Search, register, and manage a domain — free WHOIS privacy included.
A domain can stand on its own or come bundled with hosting. Either way it includes WHOIS privacy, DNS management you control, and auto-renewal so it doesn't lapse by accident.
What's covered
- Free WHOIS privacy on every domain
- DNS management — point it anywhere, not just at us
- Auto-renewal, toggleable from your account
- Connects automatically if you add FinTech hosting later
What it costs
Price depends on the ending (.org, .com, .net, .co, .io) — search a name to see real-time pricing and availability. Bundled with a hosting plan, we register and hold the domain while hosting stays active — see Section 8 of the terms of service.
Email hosting
Professional email at your own domain — [email protected].
A website with a generic email address looks unfinished. We set up and host mailboxes at your own domain, accessible from any mail app or from a browser, with spam filtering turned on by default.
What's covered
- Mailboxes at your own domain
- Webmail, plus IMAP/POP for any mail app or phone
- Spam and virus filtering
- Unlimited aliases and forwarding addresses
What it costs
Your first mailbox is free. Each additional mailbox is $50 a year.
AI monetization
Get paid when AI reads your site — this is where the web is headed.
AI tools increasingly answer questions by reading websites directly, without a visit or a payment ever reaching the business behind the page. We're moving hard toward a future where that traffic is metered and paid for, at the same network layer that already serves your human visitors. Host with us and you can open that up whenever you're ready.
What's covered
- Open it up any time — nothing automatic, nothing hidden
- You keep 85% of what's paid; we keep 15%
- A dashboard of every AI visit and what it paid
- Allow or block individual crawlers, any time
What it costs
$15 a month to open it up — no one-time fee, cancel any time.
How we price
Website work gets a written quote with a fixed price before any work starts, after you've seen a free sample homepage. Hosting, domains, email hosting, and AI monetization are priced as shown above — no quote needed for those.
Payment is collected in full upfront, before delivery, for anything priced as a one-time or flat fee. All sales are final, including hosting plans and subscriptions, except where applicable law requires otherwise — set out fully in the refund policy and the terms of service.
Start with a free sample homepage.
No cost, no obligation. Tell us about the business and we'll send back a real design.
A website creation, hosting, email and monetization company.
FinTech — short for Future Is Now Technologies — is four things under one roof: we build websites (by hand or AI-assisted), host them, run the business email that goes with them, and turn on AI monetization so a site can earn you something even on the visits a person never makes.
Origins
FinTech was founded by a student at the University of North Carolina Wilmington. The company's roots trace back further, to Winston-Salem, North Carolina. It was built on a simple premise: a small business should be able to see a real, finished-looking homepage before deciding whether to spend anything on a website at all.
Why website design and hosting come first
FinTech's work is designing, building and hosting websites, along with the business email and AI monetization that go with them. That is the core of the business, and it is where all of the company's effort and pricing structure is directed.
How we operate
Stated plainly, since these are the terms clients are agreeing to.
Payment is collected upfront
In full, before delivery, for website work.
All sales are final
Including subscription and hosting plans, except where the law requires otherwise. Full detail in the refund policy.
You own what we build
The design, the code and the content are yours once payment is complete.
Hosting is optional
Available on a monthly or yearly plan, priced to the site. Not required to purchase a website.
Business details
- Legal name
- FINTechNC
- [email protected]
Where we work
FinTech designs and hosts websites for clients throughout the United States. Location does not affect price or turnaround for website work.
See a free sample of your homepage.
No cost, no obligation. Tell us about the business and we'll design a real sample.
Get a free sample homepage
Tell us about the business and we'll design a real sample homepage, at no cost. A couple of sentences is enough to start.
Prefer email? Write to [email protected] and you'll reach the same person.
What happens next
- You'll get a reply within one business day.
- We design a free sample homepage from what you tell us.
- If you'd like to move forward, you get a fixed price in writing. Payment is collected upfront, before we build.
Replies
Within one business day.
Service area
Website design and hosting: nationwide.
Privacy policy
This policy explains what personal information FINTechNC (doing business as FinTech, "FinTech", "we", "us", or "our") collects through fintechnc.com and in the course of providing website design and hosting services, why we collect it, how long we keep it, who we share it with, and the choices and rights available to you. It applies wherever you are in the United States, since we serve clients nationwide.
1. Who we are
FINTechNC ("FinTech", short for Future Is Now Technologies) provides website design and website hosting to clients throughout the United States. For any question about this policy or about personal information we hold, contact [email protected].
2. Scope
This policy covers fintechnc.com and the services we deliver in connection with it: the contact form, the free sample homepage offer, website design and build engagements, and hosting plans. It does not cover third-party websites we may link to, or services you use independently of us, such as your own bank or payment card issuer.
3. Information we collect
Information you give us directly. When you use the contact form, we collect your name, your email address, the topic you selected, and the message you write. If a project moves forward, we additionally collect what the engagement requires: business details, and the text, images, logos and other content you supply for a website or a free sample homepage.
Content you submit for a deliverable. If you provide photos, written copy, or other material for a website or a free sample homepage, we process that material — including, in some cases, with the help of automated and AI-based tools — as part of preparing the deliverable you requested. We use submitted material only to produce your deliverable and for the recordkeeping described in this policy, not to train third-party models or for any purpose unrelated to your project.
Payment information. Payment is collected in full before delivery, as described in our terms of service and refund policy. Card and payment details are handled by our payment processor, Stripe; we do not store full card numbers on our own systems.
Your cookie banner choice. If you answer the cookie banner, that
single choice is stored in your browser's localStorage, not as a
cookie, and is not transmitted to us. Details are in the
cookie policy.
Server logs. Our hosting infrastructure provider, Cloudflare, automatically records standard request information — IP address, the page requested, browser type, and the time of the request — for every visit, as is standard for essentially all websites. This is used for security, abuse prevention, and keeping the site running, and is retained under Cloudflare's own schedule as our infrastructure provider.
4. How we use information
We use the information described above to: respond to enquiries and provide the free sample homepage; design, build, and deliver website projects; process payment; provide and bill for hosting; maintain the records required for tax and accounting purposes; and secure the site and prevent abuse. We do not use personal information to make advertising profiles, we do not send marketing email, and we do not sell personal information.
5. Legal bases for processing
Where a legal basis is required, we rely on: your consent (for the contact form); the need to perform a contract with you (for website and hosting engagements); our legitimate interest in responding to enquiries and operating a functioning business website securely; and legal obligations that require us to keep certain financial records.
6. How long we keep information
- Enquiries that do not become a paid engagement: kept for 24 months, then deleted.
- Client and project records, including invoices: kept for 7 years to satisfy tax and accounting obligations, then deleted.
- Content submitted for a website deliverable: kept for as long as reasonably needed to deliver and support the project, then deleted or returned on request.
7. Your rights, and how to exercise them
Depending on where you live, you may have the right to ask us to: confirm what personal information we hold about you and provide a copy of it; correct inaccurate information; delete information we hold about you; restrict or object to certain processing; and withdraw a consent you previously gave. We apply these rights to everyone who asks, regardless of state of residence, as a matter of practice rather than only where strictly required.
To exercise any of these, email [email protected] with "Data request" in the subject line and tell us what you'd like. We will confirm receipt within 3 business days and complete the request within 30 days. There is no charge. We may ask you to verify your identity before acting on a request, to avoid disclosing information to the wrong person. Where we are required by law to keep certain records — a paid invoice, for example — we will tell you what we're retaining and why, and delete the rest.
8. Children
Our services are directed at businesses and adults, and no part of fintechnc.com is directed at children. We do not knowingly collect personal information from anyone under 16. If you are under 16, please have a parent or guardian contact us on your behalf. If we learn that we have collected information from a child without appropriate consent, we will delete it. Anyone who believes a child's information has been submitted to us should contact [email protected].
9. Who we share information with
We do not sell personal information, and we do not share it with anyone for their own independent marketing purposes. We do share limited information with the service providers that let us run the business, each bound to use it only to provide their service to us:
- Cloudflare — hosting, content delivery, and network security.
- Stripe — payment processing for upfront project and hosting payments.
- Resend — sending and receiving business email.
- [accounting software] — invoicing and bookkeeping.
We may also disclose information where required by law, subpoena, or valid legal process, to protect the rights, property, or safety of FINTechNC or others, or in connection with a sale or transfer of the business, in which case this policy would continue to apply to the information transferred.
10. Where information is processed
We operate in the United States and our service providers listed above operate in or serve the United States. We do not intentionally transfer personal information outside the United States except as may occur incidentally through the ordinary operation of a service provider's own infrastructure.
11. Automated processing
As described in Section 3, we use automated tools, including AI-based tools, to help prepare certain deliverables from content you submit. We do not use automated tools to make decisions about you — such as pricing, eligibility, or whether to accept your business — that would produce legal or similarly significant effects without a person's involvement.
12. Security
The site is served over HTTPS. Business email and financial accounts are protected with multi-factor authentication where available. Payment card data is handled by our payment processor and does not pass through our own servers in full. No method of transmission or storage is completely secure, and we cannot guarantee absolute security; if an incident occurs that affects your information, we will notify affected individuals as required by applicable law.
13. Do Not Track
Because this site does not use tracking cookies or cross-site tracking technology in the first place, it does not respond differently to a browser's "Do Not Track" signal — there is no tracking to turn off.
14. Third-party links
Where this site or our correspondence links to a third party — our hosting provider's own site, for instance — that third party's privacy practices govern your interaction with them, and this policy does not apply to their sites or services.
15. Changes to this policy
We may update this policy from time to time, for instance as our services or applicable law change. The version posted at fintechnc.com/legal/privacy is the current one, and the date at the bottom of this page reflects the last revision. Material changes affecting an active hosting client will be sent by email.
16. Disclaimer and limitation of liability
This section covers our handling of personal information specifically; the complete disclaimer of warranties and limitation of liability governing our services generally is set out in the terms of service, and is incorporated into this policy by reference.
We take reasonable measures to protect personal information, but to the maximum extent permitted by applicable law, FINTechNC disclaims liability for unauthorized access to or use of our servers or any personal information stored on them that results from causes beyond our reasonable control, including the acts of third-party infrastructure providers such as Cloudflare. Nothing in this section limits any right or remedy that cannot be limited or excluded as a matter of law.
17. Governing law
This policy is governed by the laws of the State of North Carolina, consistent with the terms of service, without regard to its conflict-of-law principles.
18. Contact us
Questions about this policy, or requests concerning your personal information, can be sent to [email protected].
Terms of service
These terms govern the website design, hosting, and free sample homepage services provided by FINTechNC, doing business as FinTech, to any client in the United States. By requesting a free sample homepage, accepting a quote, or paying for a service, you agree to these terms.
1. Who you're contracting with
FINTechNC ("FinTech", "we", "us"). Contact: [email protected]. Registered business address: [street, city, NC, ZIP].
2. Services
We provide, on the terms below: (a) website design and build, including AI-drafted builds and AI-applied edits as described in Section 3; (b) website hosting, billed monthly or yearly, including domain registration, business email hosting, and AI monetization where purchased; and (c) a free sample homepage, offered without charge as described in Section 4. Each is a distinct service and may be purchased independently.
3. AI-drafted builds and AI-applied edits
Some services use automated tools, including AI, to generate or apply work: the AI-built website option described on our AI website page, and the AI-applied live-edit feature available to account holders on an AI-built site. This section governs both.
For an AI-drafted build, we review the AI-generated draft and correct what we find before it is delivered to you, as described on the AI website page; that review is a good-faith check, not a guarantee the result is free of every error. For a post-launch AI-applied edit, the change is made by the AI directly, without a person reviewing it first, and you are responsible for checking the result after you request it.
To the maximum extent permitted by applicable law, FINTechNC is not liable for any error, bug, broken page or feature, lost content, downtime, or other issue arising from content or code drafted or applied by AI — whether from the initial build or from a later AI-applied edit — including where the result does not match what you asked for or otherwise needs correction. Sections 12 (No warranty) and 13 (Limitation of liability) apply in full to AI-drafted and AI-applied work.
If an AI-applied edit needs to be fixed, undone, or redone by a person, that correction is not included in your plan. It is billed separately — at our then-current hourly rate, or a flat fee we quote you first — unless we've agreed otherwise with you in writing.
4. The free sample homepage
We will design one sample homepage per business at no charge, based on information you provide. The sample is a design concept only — it is not a hosted, live website, and no further obligation is created by requesting or receiving it. We may decline to provide a sample, or may limit the scope of a sample, at our discretion, including where a request appears abusive, duplicative, or made in bad faith.
5. Quotes, pricing, and payment
Website design starts at $650, with the final price scoped to the project following the free sample stage; we do not cap the number of pages, and scope — not page count alone — is what moves the price up from that starting point. A written quote is provided before work begins and is valid for 30 days. Hosting is billed monthly or yearly at a rate set out at the time you sign up, and is optional.
Payment is collected in full, upfront, before delivery, for website design. Hosting is billed in advance for each billing period. We do not offer installment or milestone billing unless we agree to it with you in writing.
All sales are final. Refunds, cancellations, and the limited exceptions that apply are governed entirely by the refund policy, which is incorporated into these terms.
6. Turnaround times
Any turnaround time we state — including "about a week" for a website — is an estimate, not a guaranteed delivery date. We may take up to seven additional days beyond any stated or estimated turnaround time to deliver a project, without that delay constituting a breach of these terms, a basis for a refund, or a basis for any penalty or additional liability on our part.
7. Ownership of deliverables
Once a website project is paid in full, you own the resulting design, source code, and content, and may use, modify, host, or move it as you choose. We retain ownership of our own general-purpose tools, components, and code that predate or are reused across client projects, and grant you a permanent license to use them as delivered to you as part of your project.
Third-party material incorporated into a deliverable at your request or by necessity (fonts, stock assets, plugins) remains owned by its respective owner and is licensed to you under that owner's terms, named in your quote where applicable.
8. The domain, where hosting is purchased
If you purchase hosting from us, in whole or as a bundle with a website build, FINTechNC registers the domain associated with the site and holds ownership of that domain registration for as long as the hosting plan remains active. This arrangement exists to keep hosting, DNS, and certificate management working smoothly while we host the site for you; it does not affect your ownership of the design, code, or content, which are governed by Section 7.
You may purchase the domain outright and have it transferred into your own name at any time during an active hosting plan, at our then-current domain transfer price.
If a hosting plan ends and the domain has not been purchased by the client, we will offer the client the opportunity to purchase and transfer the domain before taking any other action with respect to it. This section applies only to domains registered by us in connection with a hosting plan; it does not apply to domains you already owned before working with us or registered yourself.
9. Client content, copyright, and other legal compliance
You are solely responsible for the legality of everything you provide to us for use in a website or a free sample homepage — including text, images, logos, and trademarks. You represent that you own or have the necessary rights and licenses for all such content, and that your use of it, and our use of it at your direction, does not infringe any third party's copyright, trademark, privacy, or other right.
You agree to indemnify, defend, and hold harmless FINTechNC, its owner, and its contractors from and against any claim, demand, loss, liability, or expense (including reasonable attorneys' fees) arising out of or related to: content you provided; your use of a deliverable; your breach of these terms; or your violation of any law or of a third party's rights. This obligation survives the end of your engagement with us.
10. Acceptable use
We may decline to build, host, or continue hosting anything that is illegal, infringing, fraudulent, or that we reasonably believe exposes FINTechNC to legal or reputational risk. Where we decline or discontinue service on this basis after payment, the refund policy governs whether any amount is returned.
11. Hosting infrastructure and third-party services
Hosting is provided using Cloudflare's infrastructure. Outages, latency, security incidents, or other issues arising from Cloudflare's network or services — or from any other third-party infrastructure, registrar, or payment processor we rely on — are the responsibility of that provider, not FINTechNC, and FINTechNC is not liable for any resulting loss or damage, to the maximum extent permitted by applicable law. We are similarly not responsible for delay or failure caused by circumstances beyond our reasonable control (force majeure), including outages, natural disasters, internet service disruptions, or acts of government.
12. No warranty
Services are provided on an "as is" and "as available" basis. To the maximum extent permitted by applicable law, FINTechNC disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that a website or hosting will be uninterrupted, error-free, or completely secure, and we do not warrant any particular business result — including sales, leads, traffic, or search ranking — from a website or a sample homepage.
13. Limitation of liability
To the maximum extent permitted by applicable law: FINTechNC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost revenue, lost data, or business interruption, arising out of or relating to these terms or the services, even if advised of the possibility of such damages. FINTechNC's total liability arising out of or relating to these terms or the services will not exceed the amount you actually paid to FINTechNC for the specific service giving rise to the claim in the twelve (12) months before the event giving rise to the claim.
Nothing in these terms excludes or limits any liability that cannot be excluded or limited as a matter of law, including liability for death or personal injury caused by negligence, or for fraud.
14. Termination
You may stop using our services at any time; amounts already paid are handled under the refund policy. We may suspend or end a hosting plan for non-payment, or end any engagement for a violation of Section 9 or 10, on notice where practicable. Sections 7 through 9, and 12 through 17, survive the end of any engagement.
15. Changes to these terms
We may update these terms from time to time. The version posted at fintechnc.com/legal/terms governs new engagements from the date it is posted; for an active hosting client, we will give at least 30 days' notice by email before a material change takes effect.
16. Entire agreement; severability; no waiver
These terms, together with your written quote and the linked refund policy and privacy policy, form the entire agreement between you and FINTechNC regarding the services, and supersede any prior discussion. If any provision of these terms is found unenforceable, the remaining provisions continue in full force, and the unenforceable provision will be interpreted to best reflect its original intent within the limits of applicable law. Our failure to enforce a provision is not a waiver of our right to do so later.
17. Governing law and venue
These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law principles, regardless of your state of residence. Any dispute not otherwise resolved will be brought in the state or federal courts located in North Carolina, and you consent to jurisdiction there.
18. Contact us
Questions about these terms can be sent to [email protected].
Refund policy
All sales are final. Payment is collected in full before we deliver, and we do not offer refunds once a payment has been made — including on hosting and other subscription plans — except where applicable law requires otherwise.
1. All sales are final
Website design, free sample homepages, and hosting are all sold on a final-sale basis. This applies equally to one-time project fees and to recurring hosting charges: cancelling a subscription stops future billing, but does not refund amounts already paid, including the payment for the billing period in progress at the time of cancellation.
2. Payment is collected upfront
For website design, full payment is due before we begin or deliver the work. For hosting, each billing period is paid in advance. We do not extend credit or begin project work before payment is received.
3. The free sample homepage is not a purchase
Because the sample homepage described in the terms of service is provided at no charge, this refund policy does not apply to it — there is nothing to refund. Declining to proceed after seeing a sample carries no cost or obligation.
4. Cancelling a hosting plan
You may cancel a hosting plan at any time. Cancellation stops the plan from renewing at the end of the current billing period; it does not refund the current or any prior period. You will receive your website files and may move them to another host, subject to the domain terms in Section 8 of the terms of service.
5. If delivered work materially fails to match the quote
If what we deliver materially fails to match the scope set out in your written quote, contact us within 14 days of delivery and we will correct it at no additional charge. Outside of any remedy required by applicable law, correction — not a cash refund — is the remedy we offer, and providing it is at our discretion once the correction has been made.
6. Exceptions required by law
Some states and circumstances provide rights that cannot be waived by contract — for example, in connection with goods or services not delivered at all, or certain payment-method protections through your bank or card issuer. Nothing in this policy limits a right of that kind. Where applicable law requires a refund we have not otherwise provided, we will comply with that law.
7. Chargebacks
If you have a concern about a charge, please contact us first at [email protected] — most issues are faster to resolve directly than through a card dispute.
8. Governing law
This policy is governed by the laws of the State of North Carolina and is incorporated into the terms of service, which contains the full limitation of liability applicable to all services, including this policy.
9. Contact us
Billing questions can be sent to [email protected].
Cookie policy
This policy explains what fintechnc.com stores in your browser and why. In short: no advertising or tracking cookies, and no third-party scripts — the only thing stored is your own answer to the cookie banner.
1. What a cookie is
A cookie is a small piece of data a website asks your browser to store and send
back on later visits, typically used to remember who you are or to track activity
across sites. Related technologies include localStorage (data a site
can store in your browser that isn't automatically sent back to the server the
way a cookie is) and tracking pixels (small embedded images used to log that a
page was viewed, often by a third party).
2. What this site stores
fin.consent.v1— strictly necessary, first-party- Stored using
localStorage, not as a cookie. It records one value: whether you accepted or declined optional analytics. It is read only by this site, is never transmitted to our server, and persists until you clear your browser's site data. Without it, the cookie banner would reappear on every page. - Optional analytics — off unless you accept
- Nothing is loaded by default. If we enable analytics in the future, it will be a cookieless, privacy-preserving product, it will load only after you choose "Accept analytics," and this section will be updated to name it before it goes live.
3. What this site does not use
No advertising cookies, no cross-site tracking pixels, no third-party embeds (video players, social buttons, chat widgets, map embeds), and no third-party fonts or scripts of any kind. Every file the site loads is served from fintechnc.com itself. If that ever changes, this page changes with it, and the cookie banner will govern anything that requires consent.
4. Server logs
Separately from cookies, our hosting infrastructure provider, Cloudflare, records standard connection information (such as IP address and request timestamp) for security and reliability, as described in the privacy policy. This is not a cookie and is not something a browser setting can turn off.
5. Payment processing
If you make a payment through the site, our payment processor may set its own cookies or use its own local storage as part of securely handling that transaction. That is governed by the payment processor's own policy, not this one, and is limited to the payment flow itself.
6. Changing your choice
Use the "Cookie settings" link in the footer of any page to reopen the banner and change your answer at any time. You can also clear stored site data through your browser's own settings, which will make the banner appear again on your next visit. Declining has no effect on any part of the site — everything works the same either way.
7. Changes to this policy
We may update this policy if what the site stores changes. The version posted at fintechnc.com/legal/cookies is the current one.
8. Contact us
Questions about this policy can be sent to [email protected].
Accessibility statement
We build fintechnc.com, and the sites we design for clients, to WCAG 2.2 level AA. This page says what's actually been checked here, and where we know it falls short.
What we've done on this site
- Every page works with a keyboard alone, with a visible focus outline throughout.
- A "skip to content" link is the first stop on every page.
- Text colors were checked against their backgrounds: body text is at least 4.5:1 and large text at least 3:1. The light blue accent is decorative only and is never used for text you need to read or a control you need to operate.
- Images that carry meaning have real alt text; decorative images are hidden from screen readers instead of being described.
- Form fields have visible labels, errors are announced to assistive technology, and no error relies on color alone.
- Motion respects
prefers-reduced-motion: the hero animation and the scroll transitions used throughout the site are removed for anyone whose system requests reduced motion, and content is shown immediately rather than withheld. - Headings run in a logical order and landmarks are marked up so the page can be navigated by section.
What we haven't verified
- A full screen-reader pass with NVDA / JAWS / VoiceOver has not yet been completed.
- Client sites that embed third-party tools outside our control may not meet the same standard.
Tell us if something doesn't work
If you hit a barrier on this site, email [email protected] with the page address and what happened. We aim to acknowledge within 2 business days and tell you what we plan to do about it.
On client work
Every website we build gets an accessibility pass before launch, included in the quoted price rather than sold as an add-on. If something a client asks for would make a site harder to use, we'll say so and suggest a way to get the same effect without that cost.
Have AI build your website
Answer a short questionnaire about the business, and AI drafts the design and copy the same day. A person — not just a model — reviews it, fixes what AI gets wrong, and ships it live.
How it works
Four steps, most of it on our side.
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Tell us about the business
A short form: what the business does, who it serves, the pages you want, and anything you already have — logo, photos, an old site, a competitor you like.
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AI drafts a first version
Layout, copy and structure generated from what you told us — usually ready to look at within a day.
-
A person reviews and fixes it
We check it for accuracy, tone, accessibility, and anything that reads like a machine wrote it, and correct that before you ever see it.
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You review, we adjust, it goes live
The same revision process as any site we build. Nothing launches until you say it's ready.
Once it's live, edits don't wait on a person
Every AI-built site comes with an account. Log in, describe the change — swap a photo, update your hours, add a paragraph — and the AI makes the edit directly on your live site. No ticket, no waiting on a developer, no person in the loop for routine changes.
- Text, photos, hours, pricing — edited in place, usually in under a minute
- Changes go out immediately; nothing sits in a queue
- Still backed by a person if you ever want a bigger change or a redesign
Because these edits go live without a person checking them first, we're not liable if one doesn't come out right or breaks something on the page — and if you need a person to step in and fix it, that's billed separately rather than included in your plan. Full terms in Section 3 of the terms of service.
What it costs
Lower than a fully custom build, because AI does the first pass. The $450 is collected upfront — see the refund policy. The $10/month afterward is only for the AI editing account; it's billed separately from hosting and you can cancel it any time without losing the site.
AI-built website
$450
one-time, up to 5 pages- AI first draft, reviewed and corrected by a person
- Up to 5 pages (home, about, services, contact, one more)
- Mobile-friendly, accessible baseline
- Typically live within 2–3 business days
- Account included — make your own edits anytime, AI applies them instantly
- Then $10/month to keep that AI editing account active
Extra pages
+$40
per additional page- Same process, more pages
- Useful for a blog, a team page, or extra service pages
- Priced flat, no surprise scope creep
Prefer fully custom?
$650–$12,000
one-time, priced to scope- Design built by hand from the start, no AI draft
- Best for larger sites or a specific look
- Free sample homepage first
Questions people ask about the AI option
Does AI just publish something without anyone checking it?
No. AI drafts it; a person at FinTech reviews and corrects it before you ever see it, and you review it again before it goes live. Nothing is auto-published.
What if I don't like the first draft?
Same as any build with us: you ask for changes and we make them. An AI-built site isn't locked in any more than a hand-built one.
Can I move from AI-built to fully custom later?
Yes. Many people start here and upgrade once the business grows. You'd put the difference toward a custom rebuild, not start over from zero.
Is hosting included?
No — hosting is the same optional, separate plan as every other site we build. See hosting.
What's the $10/month for?
It keeps your AI editing account active, so you can keep asking AI to make instant changes to the site. It's billed separately from hosting, and cancelling it doesn't take your site down — it just means future changes need to go through a person instead, priced like any other update to a hand-built site.
What about changes after the site is live?
Log into your account and describe what to change — our AI applies it directly, with no person in the loop for routine edits like text, photos, hours, or pricing. Bigger requests, like a new page or a layout change, still go through a person.
What if an AI edit breaks something or isn't what I asked for?
Let us know and we'll take a look. But because these edits are applied by AI without a person reviewing them first, we're not liable for a result that's wrong or that breaks a page — and having a person fix, undo, or redo an edit isn't included in your plan; it's billed separately at our then-current rate. Full detail in the terms of service.
Want to see it before you commit to anything?
The free sample homepage applies here too — tell us about the business and we'll show you a real draft first.
Get paid when AI reads your site
AI assistants and agents increasingly answer people's questions by reading websites directly — without the business behind that site ever getting a visitor, or a dollar, for it. The web is moving to AI, and that shift is only accelerating. Open up AI monetization with FinTech and we close that gap: every page an AI reads is metered and paid for, the same way your hosting already serves human visitors.
A simplified example — your dashboard shows every crawler by name, not just the big three.
What "AI monetization" means here
A growing share of the people who'd otherwise visit your website never do — an AI tool reads your pages instead and answers their question directly, inside a chat window. That's not necessarily bad for the business; it's still your content doing the work. But today it usually happens for free, read by an automated system, with nothing paid to whoever wrote it.
AI monetization puts a price on that automated access — the same way it's ordinary to charge a human for a subscription or show them an ad. We run the check at the hosting layer, on the same Cloudflare network already serving your site, so there's no separate plugin, account, or server to manage.
How it works
Open it up once and the rest runs on your hosting — nothing to install.
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We tell crawlers apart from people
At the network edge, before a request ever reaches your site, we identify whether it's a human browser or an automated AI agent.
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Unpaid AI traffic is held at the door
An agent that hasn't paid gets a standard message saying payment is required — not your content.
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Paid agents get the page, and you get paid
Once an AI platform pays, the agent gets your content immediately, and the payment is logged to your account right away.
-
You see all of it, and you can change the rules
Your dashboard shows every AI visit and what it paid. Allow specific crawlers for free — ones that cite and link back to you, say — or block others outright.
Why do this through FinTech
Built on your hosting
Open it up once and it runs on the same network already serving your site — nothing to install or configure yourself.
A high payout share
You keep 85% of what's paid; we take a 15% cut, and that's the only fee.
Low to open up
$15 a month, no one-time fee, no long contract — cancel any time.
Full visibility
A dashboard of every AI visit, who it was, and what it paid, updated in real time.
What it costs
One simple monthly subscription — no one-time fee.
AI monetization
$15/month
to open it up- You keep 85% of every AI payout; we keep 15%
- Dashboard of every AI visit included
- Change which crawlers are allowed, any time
- Cancel any time, no contract
No AI monetization
$0
what most sites earn from AI traffic- AI tools read pages for free
- No visibility into who's reading or how often
- No way to require payment without separate tooling
Questions people ask about AI monetization
Will this stop AI tools from mentioning my business?
No — you can allow any crawler to read for free, including ones that cite you and link back. Blocking only applies, by default, to agents that haven't agreed to pay; the list is yours to change.
Does this slow the site down for real visitors?
No. The check happens at the network edge, the same place your HTTPS certificate and caching already run, ahead of a human visitor's request.
What if an AI platform won't pay?
Then it doesn't get your content — it gets a standard message saying payment is required instead. There's no cost or downside to you either way.
Does my site need to be built a certain way?
No. It works on any site we host, hand-built or AI-built, with no code changes on your end.
I already host with FinTech — do I need to sign up separately?
Yes — AI monetization is opened up separately from hosting, not turned on automatically. It's $15 a month, and we switch it on for your existing site.
Want this on your site?
$15 a month — tell us about your site and we'll get it opened up.
Find and register your domain
Search a name, see the price, and register it in a couple of minutes. Every domain includes free WHOIS privacy and plugs straight into hosting whenever you're ready for that.
What's included
The same on every ending, no add-on pricing.
WHOIS privacy
Your name, address, and phone number stay off the public WHOIS record, at no extra charge.
DNS management
Point the domain anywhere — our hosting, another host, or just an email provider.
Auto-renewal
On by default so the domain doesn't lapse; turn it off any time from your account.
Plugs into hosting
Add a FinTech hosting plan later and the domain connects with no extra setup.
Already hosting with us?
If you bought a website with hosting, we registered the domain and hold it for as long as that plan stays active — that's covered in Section 8 of the terms of service. You can buy it outright and have it transferred into your own name at any time.
Questions people ask
Do I need hosting to register a domain?
No. You can register a domain on its own and point it wherever you like. Add hosting later and it connects automatically.
What happens if I don't renew?
Auto-renewal is on by default specifically to avoid this. If you turn it off and let a domain lapse, it eventually becomes available for anyone to register — including someone other than you.
Can I transfer a domain I already own elsewhere?
Yes — tell us through the contact form and we'll walk you through moving it in.
Can I move a domain away from FinTech later?
Yes, at any time. If it was registered as part of a hosting plan, see Section 8 of the terms of service for how that works.
Found the name you want?
Search above, or tell us the name and we'll handle the rest.
Create your account
For clients managing a site or hosting plan with us. Takes under a minute.
Real account, real email. Creating an account sends a real verification email, and your password is hashed and stored on a real server — this is the live system.
Account created. We've sent a real verification link to — click it to verify your email.
Prefer to do that later? Go to your dashboard — you can verify any time from Account → Security.
Log in
Real sign-in. Create an account on the sign up page first if you haven't yet — this logs into the real, live system.
Enter your 2FA code
Open your authenticator app (Google Authenticator, Microsoft Authenticator, Authy, or similar) and enter the 6-digit code — or use one of your backup codes.
Reset your password
Enter the email address on your account and we'll send you a way back in.
Choose a new password
This reset link is invalid or has expired. Request a new one.
Password updated. Log in with your new password.
Verify your email
Account
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If you followed a link here from somewhere on this site, tell us where it was and we'll fix it: [email protected].